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every subsite, one place.

Every project and subsite on michaelleung.info, written up as one entry each — economics explainers, games, maths lessons, price tracking, event photography, and deal hunting. All free to use, no sign-up.

Money & the Australian economy

Explainers on rates, housing, tax and wages — with charts, in English and 繁體中文.

Earlier explainers in the Australian Economy 2026 series, grouped by topic, newest first.

RBA, interest rates & prices 4

Economics

Australia Banned Card Surcharges — Who Really Pays?

From 1 October 2026 the checkout surcharge is gone — but the cost moved, it didn’t vanish. Merchants told the RBA they’d fold card fees into sticker prices, interchange caps fell 0.8% → 0.3%, grandfathered no-annual-fee Amex cards now carry a $99 rewards fee, and CommBank is closing Awards. With charts, the Amex loophole, and the cashless question. In English and 繁體中文.

Read the full analysis →
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Economics

RBA Raises the Cash Rate to 4.60%

The Reserve Bank raised Australia’s cash rate to 4.60 per cent on 29 September 2026 — its fourth rise of the year. What it costs households:about $120 a month per rise on a $735,000 mortgage, $333 so far — plus the government spending and inflation debate. In English and 繁體中文.

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Economics

Will the RBA Raise Rates?

Australia's unemployment rate rose to 4.6 per cent in August 2026 — even as 39,500 more people found work. With inflation still too high and the RBA holding at 4.35 per cent after three hikes this year, here is the call on the next move. In English and 繁體中文.

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Tax, health & household budgets 2

Housing, building & trade 3

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Economics

Negative Gearing & CGT Reform 2026

100bp of RBA rises, the Tax Reform No. 1 Act and the uncapped 5% deposit scheme — what the three together are doing to house prices in each capital city, from Sydney’s −7.1% slide from its peak to Darwin’s record run. With the negative-equity question facing 5%-deposit buyers. In English and 繁體中文.

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Learning & games

Research write-ups, maths lessons and free browser games for the family.

Maths for kids

Pattern Detective — The Balance Files

Free pattern and balance games for ages 8 to 10. Crack the unit of repeat to call any bead on the necklace, weigh number sentences on the see-saw, close ten case files, then try NAPLAN-style practice for Years 3 to 5. No ads, no sign-up.

Play the games →
Games

Block Drop 3D — Free 3D Falling-Block Puzzle

The classic falling-block puzzle drawn in real 3D: turn the camera around the well while you play. Keyboard or touch, ghost piece, hold and a three-piece preview. Free, no ads, no sign-up, in English and 繁體中文.

How to play →
Education

University vs TAFE — Where Do Young Australians Go After Year 12?

About half of Year 12 completers go straight to university (52.6% in NSW), while Australia sits above the OECD average for tertiary attainment (57% vs 48%). The other half take apprenticeships, TAFE certificates or jobs — and TAFE is now the fastest-growing sector, with 5.1 million VET students. AI research compiled and fact-checked from public sources. In English and 繁體中文.

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Maths for kids

Perimeter Playground

Fun perimeter games and maths lessons for kids — calculate the perimeter of rectangles, triangles, and composite shapes through play. Built for classrooms and home learning.

Open Perimeter Playground →
Games

Free Online Games for Kids

Four free browser games:3D Chess (play vs AI), 3D Chinese Chess / Xiangqi, Othello with three difficulty levels, and Fraction Pizza Party for practising fractions. Works on computer, tablet, and phone.

Play the games →

Photos, prices & deals

Event photography, the weekly supermarket price archive, and tech deal tracking.

Photography

Gold Coast Show 2026

A photo gallery of the Gold Coast Show 2026 (29 August 2026) — 87 photos of the free-entry family event, with all visitor faces automatically privacy-blurred.

View the gallery →
Price tracking

Weekly Price Comparison

The complete archive of weekly AI-powered Coles vs Woolworths price comparisons across Australia, updated every week in English and 繁體中文, with a full 2025 archive for trend watching.

Compare this week's prices →
Deals

Good Deals

An AI-powered top-10 tech deal tracker across JB Hi-Fi, The Good Guys, and Harvey Norman — discount percentages and sale end dates, refreshed regularly.

See today's deals →

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